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Why Practices Choose Cherry Financing

February 09, 20264 min read

Why We Love Cherry Financing (And Why Our Clients Do Too)

(Our Cherry Referral Link: https://refer.withcherry.com/l/0BRITTAN103/)

Talking about money in dentistry has never been anyone’s favorite part of the job. Patients feel anxious, teams feel pressured, and too often the financial conversation becomes the wall between “I want this treatment” and “I can actually say yes.”

That’s exactly why Cherry has become one of our favorite tools to recommend inside dental practices. It’s simple, fast, transparent — and most importantly, it helps patients move forward with the care they genuinely want and need.

Here’s why Cherry integrates so naturally into a dental workflow and why practices see immediate lifts in treatment acceptance, patient satisfaction, and team confidence.

1. Clear, Honest Financing Patients Can Trust

Cherry’s True 0% Interest is one of the most patient-friendly financing models we’ve seen — and it’s very different from the deferred interest plans that dominate the market.

With True 0%, patients who make the expected payments end the promo period with no interest and no remaining balance. Compare that to deferred interest programs where a single late payment can trigger retroactive interest, turning a $5,000 balance into more than $6,200.

Patients feel the difference immediately. There’s no fine print, no traps, and no fear they’ll be punished later for trying to say yes to their health.

2. Patients Say Yes More Often — and Much Faster

Cherry removes the friction that usually stalls treatment acceptance:

  • Approvals in seconds

  • No hard credit check

  • Plans ranging from 3–60 months

  • Options for patients with credit scores as low as the low 500s

And the results speak for themselves.

Just Wright Dental generated more than $315,000 in their first six months using Cherry and saw patients completing long-delayed treatment because the payment structure finally felt doable.

Keystone Dental Partners exceeded $50,000 in their first month, unlocking Cherry’s lowest merchant fee tier while increasing acceptance across the board.

When patients feel confident financially, treatment acceptance becomes a natural “yes.”

3. Your Front Office Will Actually Enjoy Talking About Financing

Most teams avoid financial conversations because they feel unprepared, uncomfortable, or afraid of upsetting patients. Cherry eliminates almost all of that tension.

With instant approvals, no paperwork, and simple plan explanations, your team doesn’t have to “sell” anything — they just introduce a tool that handles the details for them.

As one Keystone team member put it:
“Cherry has been a game changer… our admin teams can focus on dentistry and leave financial decisions up to the patient and Cherry.”

That confidence changes everything.

4. It Serves Patients Who Typically Get Turned Away

Many financing platforms only approve mid-to-high credit scores. Cherry intentionally expanded that window, giving more patients a realistic chance of getting care.

In the Just Wright Dental case study, Cherry allowed patients with sub-prime credit to start treatment and build momentum over time. Their team said Cherry “opened up the world of dentistry” for patients who had previously been denied everywhere else.

This is the part we love most — it increases access in a way that actually feels humane.

5. Better Margins for the Practice, Lower Fees for You

Cherry’s model is designed as a win-win:

  • Merchant fees are 20–50% lower than competing platforms

  • Approval rates are twice as high

  • Approvals happen 20× faster

More approvals → more completed treatment → more predictable production — all while your costs go down.

6. Patients Genuinely Love the Experience

Some of the patient feedback from your materials says everything:

“No fuss. Instant approval. Choice of payment.”
“Cherry is amazing!!! Now we can get everything done!”
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”

When patients feel relief instead of pressure, they move forward confidently — and they stay loyal to your practice.

7. Try Cherry Using Our Referral Link

If you want to explore Cherry for your own practice, here’s our referral link:

👉 https://refer.withcherry.com/l/0BRITTAN103/

Sign-up takes less than two minutes and includes:

  • Zero cost to get started

  • Phone-based onboarding

  • No paperwork

  • High approval rates

  • Lower merchant fees

  • Real-time support


Final Thought

Cherry isn’t just a financing tool.
It’s a patient experience tool, a team confidence tool, and a treatment acceptance tool that quietly strengthens your revenue and your workflow.

When your team feels empowered and your patients feel supported, saying yes to care becomes the easy part — and Cherry makes that possible.

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